Consolidate loans Up to SEK 800,000 – save money

Multiple loans with high interest can quickly become expensive. Want to lower your interest rate and monthly cost? Apply for a consolidation loan through Sambla and Enklare. You can consolidate loans up to SEK 800,000.

  • Consolidate multiple loans and lower your monthly payments
  • Compare up to 40 offers for the best terms
  • Applying is free and completely non-binding

The interest rate is variable and set individually. For a loan of SEK 310,000 over a term of 12 years, with a nominal interest rate of 8.19% and no arrangement or monthly fees, the APR would be 8.50%. Total amount payable: SEK 487,869. Monthly repayment: SEK 3,388 over 144 instalments. Your application will be sent to lenders that best match your profile. Repayment period: 1–20 years. Maximum interest rate: 22.99%. Interest rates range from 4.95% to 22.99%.

Borrowing costs money!
If you are unable to repay your debt on time, it may affect your credit record. This could make it harder to rent a home, take out subscriptions, or obtain new credit. For support, contact your local debt advice service. Contact details are available at konsumentverket.se.

Here’s how the process works when you apply for a consolidation loan with Compari:

1) Fill in the form

Complete your application and submit it.

2) Receive up to 40 offers

We send your application to brokers with the best chance of getting your loan approved.

3) Choose the best offer

Select the offer that best suits your needs, with no obligation.

When applying through a loan broker, a credit check is always carried out. Sambla, Axo Finans and Enklare use UC. Klara Lån and Creditstar use Dun & Bradstreet for smaller loans and UC for larger ones, while Ferratum uses Creditsafe. As a result, multiple credit checks may be carried out if you apply through Compari.

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"I consolidated my loans quickly and got lower monthly payments."

– Malin

"Compari made it easy to compare offers and save money."

– Jayson

"The application process was smooth and I received several options to choose from."

– Zara.A

"Fast processing and clear information made it easy to choose the right loan for me."

– Camilla

"Fast and simple, just as promised."

– Donia

Frequently asked questions about Compari consolidation loans

We look forward to helping you find the best consolidation loan for you
How long does it take to receive refinancing offers through Compari?
You typically receive offers within 24 hours after submitting your application. Compari quickly compares terms from multiple partner lenders, allowing you to review different options and choose the one that best suits your financial situation.
Will applying for a personal loan through Compari affect my credit score?
Yes, our partner lenders perform a UC credit check, which may have a slight impact on your credit score. This is a standard procedure when applying for a loan or refinancing and helps lenders assess your ability to repay.
Which loans can I refinance through Compari?
You can usually refinance most unsecured loans, credit card debt, and smaller personal loans. Compari helps you consolidate multiple loans into one, which can result in a lower interest rate and a clearer overview of your monthly expenses.
What documents are required for refinancing via Compari?
You need valid identification as well as documents showing your existing loans, such as bank statements or payment notices. These are required so the lender can verify your debts and provide you with an accurate offer.
Is refinancing via Compari binding?
No, it is completely free and non-binding to compare offers. You can view different options without committing to accept any loan, making it easy to find the best offer for you.
Can I refinance multiple loans at the same time?
Yes, you can consolidate multiple unsecured loans and credit card debts into a single loan. This makes it easier to keep track of your expenses and can result in a lower overall interest rate.
Can refinancing help me if I have payment remarks?
In some cases, refinancing may be possible even with payment remarks, but it depends on the lender’s criteria and your overall financial situation. Compari shows which options are available to you.
How do I know which refinancing offer is the best?
Compari displays multiple offers side by side with interest rates, fees, and terms. By comparing them, you can easily see which loan provides the lowest monthly cost and the best overall terms for your situation.
Loan application

Consolidate your loans and reduce your costs

Do you have multiple loans and credits? By consolidating loans or combining credits into one loan, you can get a better overview and often reduce your monthly costs. Right now, you can compare consolidation loans and offers from 40 banks and lenders – completely free of charge and 100% non-binding.

With a personal loan of up to SEK 800,000, you can consolidate loans and credits in one place. Once you have submitted your application, you will receive loan offers tailored to your financial situation. Choose the option that suits you best and sign the agreement easily with BankID or a paper contract. The funds are then quickly paid out to your account.

Submit your application
Consolidation loan

Get better control with a consolidation loan

Having multiple loans can become both expensive and difficult to manage. A consolidation loan is the solution! By gathering all your loans in one place, you can often get a lower interest rate and better terms. With us, you can quickly compare offers from 40 banks and lenders, free of charge and without obligation.

You submit a simple application and receive personalized loan offers. Once you have found the best option, you can easily sign with BankID or a paper contract. The funds are then paid out to your account so you can settle your existing loans.

Submit your application