Business loans
Fast financing for your business!
- Fast financing for Swedish businesses
- Tailored loan offers for your business
- Simple application with minimal documentation
Fyll i formuläret nedan. Vi hittar de bästa och mest relevanta erbjudandena för dig.
"*" indicates required fields
*Example: The interest rate is variable and is set individually. For an annuity loan of SEK 310,000 with a 12-year term, nominal interest rate 6.94% and SEK 0 in set-up/notification fee, the effective interest rate is 7.17%. Total amount to pay: SEK 457,643. Monthly cost: SEK 3,178 spread over 144 payment occasions. Your application will be sent to the lenders who best match your profile. Repayment period 1-20 years. The maximum interest rate is 33.99%. Interest range between: 5.20% - 33.99%.
If you are unable to repay the debt on time, you risk a payment notice. This can lead to difficulties in renting a home, taking out subscriptions and getting new loans. For support, contact the budget and debt counseling service in your municipality. Contact details can be found at konsumentverket.se.
Here's how the process works when you apply for a business loan with Compari:
1) Fill in the form
You fill out your application and submit it.
2) Get an overview
Get an overview of the best business loans 2025.
3) Choose the best offer
Choose the best offer and proceed to the lender's website, completely without obligation.
Vid ansökan via en låneförmedlare görs alltid en kreditupplysning. Sambla, Axo Finans och Enklare använder UC. Klara Lån och Creditstar använder Dun & Bradstreet för mindre lån och UC för större, medan Ferratum använder Creditsafe. Därför kan flera kreditupplysningar tas om du ansöker genom Compari.
Business loans – what and how
A business loan is a way for companies to finance growth, investments, or ongoing costs. Whether you run a limited company, a trading partnership, or a sole proprietorship, extra capital may sometimes be needed to develop the business. With a business loan, you can, for example, invest in machinery, hire staff, or improve liquidity.
Furthermore, a business loan provides an opportunity to capitalize on business chances that would otherwise have been lost. The benefits of borrowing money for a business are therefore clear – you get quick access to resources that might otherwise take a long time to save up. At the same time, it is important to think long-term and plan for the repayment.
However, interest rates and terms vary between lenders, which makes it wise to compare several options before you decide. That way, you can find the business loan that best suits both the company's needs and future goals.
What is a business loan?
A business loan is a loan tailored for entrepreneurs who want to strengthen their business financially. Unlike personal loan it is tailored for legal entities like limited companies or trading partnerships, but sole proprietorships can also apply. The purpose can be anything from financing a new project to solving temporary liquidity problems.
The difference between business loans and other loans
Business loans differ from standard personal loans because they are designed for a company's needs rather than private consumption. A business loan can have larger amounts and more flexible repayment terms. The lender makes an assessment based on the company's finances and sometimes also the owner's private finances, especially in the case of a sole proprietorship.
When can a business loan be relevant?
A business loan can be relevant when you want to expand, invest in new equipment, or manage a temporary lack of liquidity. Many limited companies take out loans to finance larger projects, while sole proprietorships often use loans to smooth out seasonal fluctuations or cover unexpected expenses.
How much can you borrow?
How much you can borrow for a business depends on several factors, such as the company's turnover, profitability, and future forecasts. A limited company with stable revenue can often borrow larger sums, while a sole proprietorship or a trading partnership may have slightly lower loan limits. The lender always performs a credit assessment before the loan is approved.
Costs for business loans
The cost of a business loan primarily consists of interest and any fees. The interest rate is influenced by the company's finances, the loan amount, and the repayment period. Loans to limited companies can sometimes get a lower interest rate than loans to sole proprietorships, because the risk to the lender is assessed differently. It is therefore important to carefully compare different offers.
Advantages and disadvantages of business loans
Advantages:
- Opportunity to grow faster through investments
- Improved liquidity when needed
- Tailored solutions for limited companies, trading partnerships, and sole proprietorships.
Disadvantages:
- Interest and fees can become a burden if revenue decreases.
- Requires repayment regardless of how the business develops.
- Some lenders require a personal guarantee, especially for a sole proprietorship.
How do you apply for a business loan?
The process is usually simple: you fill out an online application, provide information about the company's finances, and then receive a credit assessment. If the loan is approved, you sign the agreement, often with BankID, and the money is paid out to the company's account.
Tips for borrowing responsibly for a business.
- Compare multiple lenders to find the best interest rate.
- Only borrow the amount the company truly needs.
- Have a plan for how the loan will be used to generate growth.
- Make sure the cash flow is sufficient to cover interest and repayments.
Alternatives to business loans.
There are situations where other solutions can be better than taking out a business loan. A limited company can, for example, bring in investors or sell shares, while a sole proprietorship can opt for leasing or a business credit line. Using saved funds is also an alternative that reduces indebtedness.
Summary and Conclusion
A business loan can be an effective tool for developing a business in a limited company, a trading partnership, or a sole proprietorship. By borrowing money for your business, you get the opportunity to grow, invest, and manage temporary challenges. However, it is important to compare terms, plan the repayment carefully, and choose a loan that fits the company's finances and goals.
Frequently asked questions about business loans
We look forward to helping you find the best business loan for you.
Loan application
Find the best business loans
Does your company need capital to grow? Fill in the form above and we will help you find the best and most relevant business loans. We give you a clear overview of lenders that are a good fit for your company, making it easy to compare your personal offers. Once you have chosen the business loan that suits you best, you can easily proceed. Using Compari is completely free of charge, and all offers are non-binding.
Do you need to borrow money for your business? Here you can easily access several offers and compare terms in a clear way.
Business loans
Flexible business loans without hassle
A business loan can give your company the capital it needs to grow and develop. We help you find the best and most relevant loan offers by providing a clear overview of lenders, which makes it easy to compare your personal options. Regardless of whether you run a limited company, a trading partnership, or a sole proprietorship, you can find a loan that suits your business. Once you have found the loan that best suits your company, you can easily proceed and choose the option that works for you. The money is then quickly paid out to your business account.