Business Loans
Fast financing for your business!
- Fast financing for Swedish businesses
- Tailored loan offers for your business
- Simple application with minimal documentation
Fill out the form below. We will find the best and most relevant offers for you.
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*Example: The interest rate is variable and set individually. For an annuity loan of SEK 310,000 with a term of 12 years, a nominal interest rate of 6.94% and SEK 0 in setup/administration fees, the effective interest rate will be 7.17%. Total amount to be paid: SEK 457,643. Monthly cost: SEK 3,178 divided over 144 payments. Your application will be sent to the lenders that best match your profile. Repayment period: 1–20 years. Maximum interest rate is 33.99%. Interest range: 5.20% – 33.99%.
If you are unable to repay your debt on time, it may affect your credit record. This could make it harder to rent a home, take out subscriptions, or obtain new credit. For support, contact your local debt advice service. Contact details are available at konsumentverket.se.
Here’s how the process works when you apply for a business loan via Compari:
1) Fill in the form
Complete your application and submit it.
2) Get an overview
Get an overview of the best business loans in 2025
3) Choose the best offer
Choose the best offer and proceed to the lender’s website, completely without obligation.
When applying through a loan broker, a credit check is always carried out. Sambla, Axo Finans and Enklare use UC. Klara Lån and Creditstar use Dun & Bradstreet for smaller loans and UC for larger ones, while Ferratum uses Creditsafe. As a result, multiple credit checks may be carried out if you apply through Compari.
Business loans – what and how
A business loan is a way for companies to finance growth, investments, or ongoing expenses. Whether you run a limited company, a partnership, or a sole proprietorship, additional capital may sometimes be needed to develop the business. With a business loan, you can, for example, invest in equipment, hire staff, or improve liquidity.
In addition, a business loan gives you the opportunity to take advantage of business opportunities that might otherwise be lost. The benefits of borrowing money for a business are therefore clear—you gain quick access to resources that might otherwise take a long time to save. At the same time, it is important to think long-term and plan for repayment.
Interest rates and terms vary between lenders, which makes it wise to compare several options before making a decision. This way, you can find the business loan that best suits both your company’s needs and future goals.
What is a business loan?
A business loan is a loan tailored for business owners who want to strengthen their business financially. Unlike personal loan it is tailored for legal entities such as limited companies or partnerships, but sole proprietorships can also apply. The purpose can range from financing a new project to solving temporary liquidity issues.
The difference between business loans and other loans
Business loans differ from regular personal loans as they are designed for business needs rather than personal consumption. A business loan can involve larger amounts and more flexible repayment terms. The lender assesses the application based on the company’s finances and sometimes also the owner’s personal finances, especially in the case of a sole proprietorship.
When can a business loan be relevant?
A business loan may be relevant when you want to expand, invest in new equipment, or manage a temporary liquidity shortage. Many limited companies take out loans to finance larger projects, while sole proprietors often use loans to smooth out seasonal variations or cover unexpected expenses.
How much can you borrow?
How much you can borrow for a business depends on several factors, such as the company’s turnover, profitability, and future projections. A limited company with stable income can often borrow larger amounts, while a sole proprietorship or partnership may have somewhat lower borrowing limits. The lender always performs a credit assessment before approving the loan.
Costs of business loans
The cost of a business loan mainly consists of interest and any associated fees. The interest rate is influenced by the company’s financial situation, the loan amount, and the repayment period. Loans to limited companies can sometimes receive lower interest rates than loans to sole proprietorships, as the lender assesses the risk differently. It is therefore important to compare different offers carefully.
Advantages and disadvantages of business loans
Advantages:
- Opportunity to grow faster through investments
- Improved liquidity when needed
- Tailored solutions for limited companies, partnerships, and sole proprietorships
Disadvantages:
- Interest rates and fees can become a burden if revenue decreases
- Requires repayment regardless of how the business develops
- Some lenders require a personal guarantee, especially for sole proprietorships
How do you apply for a business loan?
The process is usually simple: you fill out an application online, provide information about the company’s finances, and then receive a credit assessment. If the loan is approved, you sign the agreement, often with BankID, and the funds are paid out to the company’s account.
Tips for borrowing responsibly for your business
- Compare multiple lenders to find the best interest rate.
- Only borrow the amount your business truly needs.
- Have a plan for how the loan will be used to generate growth.
- Ensure that cash flow is sufficient to cover interest and repayments.
Alternatives to business loans
There are situations where other solutions may be better than taking out a business loan. A limited company can, for example, bring in investors or issue shares, while a sole proprietorship can opt for leasing or an overdraft facility. Using saved funds is also an option that reduces debt.
Summary and conclusion
A business loan can be an effective tool for developing a company, whether it is a limited company, partnership, or sole proprietorship. By borrowing money for your business, you gain the opportunity to grow, invest, and manage temporary challenges. However, it is important to compare terms, plan repayment carefully, and choose a loan that suits the company’s financial situation and goals.
Frequently asked questions about Compari business loans
We look forward to helping you find the best business loan for you
Loan application
Find the best business loan
Does your business need capital to grow? Fill out the form above, and we will help you find the best and most relevant business loans. We provide you with a clear overview of lenders that suit your company, making it easy to compare your personal offers. Once you have chosen the business loan that suits you best, you can easily proceed. Using Compari is completely free, and all offers are non-binding.
Do you need to borrow money for your business? Here you can easily access multiple offers and compare terms in a clear and straightforward way.
Business Loans
Flexible business loan without hassle
A business loan can provide your company with the capital it needs to grow and develop. We help you find the best and most relevant loan offers by providing a clear overview of lenders, making it easy to compare your personal options. Whether you run a limited company, partnership, or sole proprietorship, you can find loans that suit your business. Once you have found the loan that fits your company best, you can easily proceed and choose the option that works for you. The funds are then quickly paid out to your company’s account.